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What is a Reasonable Investment Return?
A review on how to use Portfolio Visualizer’s Backtest Portfolio tool to formulate reasonable investment return expectations and why Watch Guard Capital doesn’t recommend Target Date Funds or Vanguard as an Investment Manager.

Stephen Paluga
May 8, 2024


Investing in I Bonds while Inflation is Soaring
A three-minute video on how to set up an account with the Treasury to buy I Bonds and make 9.62% annualized on your cash deposits. Main Site: https://www.treasurydirect.gov/ Open an Account: https://www.treasurydirect.gov/RS/RSGatewayRW FAQs: https://www.treasurydirect.gov/indiv/research/indepth/ibonds/res_ibonds_ifaq.htm

Stephen Paluga
Jul 18, 2022


Inflation is Back
An investment update for the first five months of 2022. Inflation hits a 40-year high, the Government’s financial health falls to an all-time low, and investment returns pay the price.

Stephen Paluga
Jun 13, 2022


How to Select Your First Investment
A quick tutorial on how to logically approach selecting the first core investment of your portfolio.

Stephen Paluga
Jan 13, 2022


15 Questions to Ask Your Financial Advisor
15 questions the Department of Labor recommends you ask your financial advisor before trusting them with your assets.

Stephen Paluga
Apr 23, 2021
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