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Don’t Buy Target Date or Lifecycle Funds
A review of the opportunity costs associated with using Target Date and Lifecycle Funds in retirement 401(k) plans, and how the sub-optimal investment allocations in the Thrift Savings Plan are costing participants more than 70% of their potential retirement income.

Stephen Paluga
Oct 30, 2024


Investing in an Era of Fiat Uncertainty
How Watch Guard Capital invests in an "Era of Fiat Uncertainty" through emphasizing investment in real assets.

Stephen Paluga
Sep 23, 2024


The Rule of 72, Double Your Money
A review of the Rule of 72, which is a quick formula used to estimate the number of years required to double your invested money at a given annual rate of return.

Stephen Paluga
Sep 20, 2024


Watch Guard Capital partners with SmartAsset
An introductory video for SmartAsset investors on Watch Guard Capital, its founder Stephen Paluga, and his mission to provide the most intelligent and ethical investment management services to his clients, while protecting all investors from bad actors within the finance industry.

Stephen Paluga
Jun 28, 2024


The Value of the Dollar is Going to Fall to Zero!
Video Link: https://youtu.be/6GyfAbBe3Bs A review of why at all positive rates of inflation, the value of the U.S. Dollar eventually falls to near zero, and three things you can do to counteract it. Formulas: Value = $100 / (1 + Inflation Rate)^Years Price = $100 * (1 + Inflation Rate)^Years Audio Special Thanks: Chris Zabriskie – Readers! Do you Read

Stephen Paluga
May 23, 2024
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